Access Bank Transfer Code, Mobile Banking and SMS Recharge Code

The USSD Code for Access Bank Plc is *901#; this code is also called access bank transfer code and transfer code for access bank because most people use it to transfer money/funds, the code is also called access bank recharge code by those who want to use it to recharge their phones and those of their family and friends, some call it access bank short code while others simply call it access code.

The fact is the USSD code for access bank is capable of doing much more than most people realize, it can be used to do the following:

  1. Open account with access bank if you don’t already have an account with them
  2. Transfer funds between different access bank accounts and between access bank accounts and other bank accounts.
  3. To buy airtime for yourself and others
  4. To pay bills and merchants
  5. To check your account balance with access bank
  6. And to generate OTP
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See instruction on how to use the codes bellow:


How to open bank account with Access Code

With Access Bank code you can now open an account from anywhere without visiting the bank, you don’t have to fill any form and no minimum opening balance is require, follow the steps bellow to open one now:

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Step 1:             Dial *901*0# from your mobile phone

Step 2:             You’ll be prompted to input your details i.e. your name, surname, address                                                      etc or you can input your BVN number to create the account

Step 3:             An SMS will be sent to you with the details of your account

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How to buy airtime with access bank recharge code

If you want to recharge the phone you registered with your access bank account dial the following code, service is available to all network subscribers (Glo, MTN, Airtel and Etisalat), buying airtime with the code is free and Money is debited directly from your Access Account, the code to dial to recharge your phone is: *901*amount#, example: *901*200# on the phone you registered with your access bank account.

If you want to recharge the phones of your family or friends dial *901*amount*phone number# example: *901*200*08012341234#


How to transfer money with Access Bank Transfer Code

You can now transfer money from one access bank account to another and from an access bank account to accounts with other banks in Nigeria by using the transfer code for access bank, you’ll need to authenticate the transaction using your 4 digit security code which can be created using the Menu option. The money will be debited directly from the Access Account connected to the phone number used.

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To transfer from one access bank account to another dial *901*1*amount*account number#. example: *901*1*2000*1234512345#. The service attracts ₦20 charge

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To transfer from access bank to other banks dial *901*2*amount*account number#. Example: *901*2*2000*1234512345#. The service attracts ₦50 + ₦2.50 (VAT) charges


How to pay bills with access code

To pay bills and merchant simply dial *901*3# and follow the prompt. It’s fast, convenient and secure also available 24/7. With this code you can pay all utility bills from the comfort of wherever you are.

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