COVID-19: How to get your $1,200 Stimulus Check

Congressional leaders on Sunday reached a deal on a $900 billion COVID-19 economic relief package that includes $600 direct payments to Americans and $300 in enhanced unemployment for the next 10 weeks, House Speaker Nancy Speaker and Senate Minority Leader Chuck Schumer said.

The $600 checks will only go out to individuals making less than $75,000 a year or couples making less than $150,000. Similar to the CARES Act, individuals making between $75,000 and $100,000 will receive gradually smaller payments while individuals making $100,000 or more will not receive a stimulus check.

The vast majority of Michigan residents are eligible to receive a stimulus check from the federal government this year. Even if you have no income, you are still eligible, but need to take action to receive your stimulus payment. This includes individuals with low or no earnings who normally don’t file taxes. You could receive up to $1,200 for yourself ($2,400 for a married couple) and an additional $500 for each dependent child. This site will take you through the process step by step so you can get your payment as soon as possible. While this site is geared toward Michigan residents, the information is applicable nationwide.

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Call the IRS directly at 800-919-9835
Or, call the United Way at 844-322-3639.

If you haven’t filed taxes, even if you have no income, don’t miss out

If you are not required to file taxes, or if your income is under $12,200 ($24,400 for a married couple), you need to enter your payment information on the IRS website by November 21 to get your stimulus payment. Even if you have no income, you are still eligible, and need to enter your information through this portal. If you are required to file taxes but did not file in 2018 or 2019, you can find free filing options through the IRS Free File Site or United Way’s MyFreeTaxes, or Accounting Aid Society’s virtual VITA ACE program.

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If you don’t have a bank account or prepaid debit card

It could take up to five months to receive your stimulus check by mail. To get your stimulus payment quickly through direct deposit, sign up for a bank account online and add your account information on the IRS website. If you don’t want to sign up for a bank account, you can link your prepaid debit card instead.


If you’ve moved since you last filed taxes

If you recently moved and want your stimulus check mailed to you, make sure your address is up to date on the IRS website. Expect delays – it could take up to five months to receive your check by mail. Also be sure you’ve updated your address with the U.S. Postal Service.

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If you receive Social Security benefits

If you receive Social Security benefits or Supplemental Security Income (SSI) and you don’t need to file a tax return, your stimulus payment will be automatically deposited into the same account as your Social Security or SSI payments. No need to take further action.

If you’ve already filed taxes and are signed up for direct deposit

sit tight—there’s nothing you need to do


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